[C320-list] Insurance survey

Kurt R. Budelmann, M.D. krbmd77 at charter.net
Mon Apr 17 09:12:36 PDT 2006


A)2005, B)Inland Lakes in SC, C)Boat US, D)about $835 per year, E)  South of freeze line.
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Kurt R. Budelmann
Everwind, Catalina 320, hull # 1035

----- Original Message ----- 
  From: Russell Monaco 
  To: C320-List 
  Sent: Monday, April 17, 2006 11:52 AM
  Subject: [C320-list] Insurance survey


  I was wondering with such a large group what the situation is with boat insurance.  Since we all have the same boat, and they are mostly within 10 years of age of each other, theoretically we should all pay about the same thing for insurance(if we were in the same place).  But I bet alot of differences exist, maybe this is some way we can figure out if one company treats us better than another, and of course we can also figure out what some of the geographical differences are, I have a feeling people on the Great Lakes pay alot less than people in Florida as one example.  I have a feeling Liability coverage/premium differences won't be so great, or such a big component in our policies (at 7 MPH we don't do much damage) but I think most of our premium is of the boat being damaged by weather variety..  So feel free to pull out your most recent bill and let us know the following:
    A) Year of boat, B) Location, C) Insurance Co., D) Annual Premium, E) Anything else I didn't think of.
    Maybe we could even negotiate a group rate???
    Russ Monaco
    Commodore C320IA
     
    PS-I just thought of this, so I can't provide my data until I get home tonight (in case you were wondering why I didn't volunteer the first piece of data).


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