[C320-list] Insurance survey

Tue May 2 22:27:10 PDT 2006

Here's our data:

Carrier: Zurich, $634/yr
Hull No. 882 (C320)
Hull Year: 2002
Hull, dinghy and tender value: $90,800
Dectable: 1% ($908)
Protection and Indemnity, Oil Spill and Pollution: $500k
Uninsured Watercraft: $500k
Medical: $10k per person per occurrence
Personal Effects: $2.5k
Towing: $500 per occurrence (redundant with Sea Tow)
Range: CA waters from Pt Conception to Pt Santo Thomas, Baja California, 
Mexico

----- Original Message ----- 
From: "Stan" <ola7442000 at gmail.com>
To: "C320-List" <C320-List at catalina320.com>
Sent: Tuesday, May 02, 2006 5:32 PM
Subject: Re: [C320-list] Insurance survey

> "Our Little Amusement" Hull 744  2000.  Premium $665.00  Zurich
>
> Agreed Hull Value  $120,300
> Deductable  $1,203.00
> Liability  $300,000.00
> Fuel Spill  $300,000.00
> Unisured Watercraft  $300,000.00
> Medical Payments  $10,000.00
> Personal Effects  $2,500.00  ($100.00 Deductable)
> Lay-up October 15 to April 15
>
> Limited to the Great Lakes and tributaries including the St. Laurence 
> River
> not East of Quebec City, Quebec.
>
> Stan
> "Our Little Amusement" #744
>
>
> On 4/25/06, Richard Grunt <RFGrunt at comcast.net> wrote:
>>
>> Hideaway hull #514 1998: premium $503 - Boat US - included this year
>> replacement value rather than depreciated value for things like canvass
>> and
>> sails
>>
>> Limited to sailing on Chesapeake and its tributaries - not an issue for 
>> me
>> Includes deletion of ice freezing (wintered in Maryland)
>>
>> $86,500 agreed hull value with 1% deductible
>> $500,000 liability
>> $500,000 fuel spill and other liability
>> $500,000 uninsured boater
>> $1000 medical payments
>> $500 personal effects
>>
>>
>>
>> -----Original Message-----
>> From: C320-List-bounces at catalina320.com
>> [mailto:C320-List-bounces at catalina320.com] On Behalf Of Russell Monaco
>> Sent: Monday, April 24, 2006 11:15 PM
>> To: C320-List; jsail320 at cox.net
>> Subject: Re: [C320-list] Insurance survey
>>
>> John-
>> how much is the premium?
>> russ monaco
>> commodore c320IA
>>
>> jsail320 at cox.net wrote: Year of boat 2000
>> Agreed coverage 100,000
>> New Bern , NC
>> Rest of the stuff ... normal coverage.
>> Boat US
>>
>> I do restrict my sailing grounds to save money which currently covers
>> Pamlico Sound and C - Bay.  When I go further up field I get a temp rider
>> on
>> the policy.
>>
>> John
>> Lady K
>> >
>> > From: "Jim and Stacey Bredar"
>>
>> > Date: 2006/04/24 Mon PM 08:36:12 EDT
>> > To: "C320-List"
>> > Subject: Re: [C320-list] Insurance survey
>> >
>> > Year of Boat:    2003
>> > Location:    Oxford, Maryland (coverage limit -- Chesapeake Bay)
>> > Insurance:    BOAT/US
>> > Premium:   $950
>> > Agreed value of boat on yacht policy:    $100,000
>> > Other coverages:    Standard and typical
>> >
>> > Jim Bredar
>> > "Ranger", Hull 937
>> >
>> >
>> > ----- Original Message -----
>> > From: "Gary Brubaker"
>> > To: "C320-List"
>> > Sent: Sunday, April 23, 2006 1:33 PM
>> > Subject: Re: [C320-list] Insurance survey
>> >
>> >
>> > > Year of boat: 2000
>> > >   Location: Rock Hall, MD (coverage for Chesapeake Bay and
>> tributaries)
>> > >   Insurance: BoatUS
>> > >   Premium: $842
>> > >   Agreed value of boat and boating equipment: $90,000
>> > >   Investigative services: $4,500
>> > >   Liability: $300,000
>> > >   Fuel and other spill liability: $500,000
>> > >   Medical payments: $1,000
>> > >   Personal effects: $500
>> > >   Uninsured boater: $300,000
>> > >
>> > >
>> > >
>> > > Russell Monaco wrote:
>> > > > i think i am paying more than anyone else!!
>> > > > 1999, BoatUS, $1,028.00, Stamford, Ct.
>> > > >
>> > > > anyone else out there who would like to contribute to this little
>> > project of mine??
>> > > > russ monaco
>> > > > commodore C320IA
>> > > >
>> > > > John Van Vessem  wrote: Year of boat: 1999
>> > > >   Location: Vallejo, CA
>> > > >   Insurance:  Allstate
>> > > >   Premium: $303
>> > > >   Cash Value of boat up to $84,000
>> > > >   Equipment $8,400
>> > > >   Liability: $300,000
>> > > >   Medical payments: $1,000
>> > > >   Emergency Service: $500
>> > > >
>> > >
>> > >
>> > > !!- _______________________________________
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>> >
>> >
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>> >
>>
>>
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>>
>>
>> ---------------------------------
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>>
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>
>
>
> --
> Stan
> C320 "Our Little Amusement" #744
> __/)__/)__/)__/)__
> !!- _______________________________________
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> 