[C320-list] Insurance

[Robert Seastream]

The Tohatsu 9.8 short (15") shaft, manual start was $1699 at  
onlineoutboards.com last time (now) I checked.  Same as two years ago.
You seem to have gotten an exceptional deal.  Mind you, I bought the  
Honda from the marina, and expected to pay a premium.
I didn't want to bother with a crated motor shipped to me with some  
assembly required.  I wanted it on the dink and done.

On Apr 16, 2008, at 5:29 PM, Orlando.Duran at AveryDennison.com wrote:

> Your Honda 8hp was $2K?!
>
> Wow, that is one expensive engine...I bought an electric start Tohatsu
> 4-stroke 9.8hp for $1,400...
>
>
>
>             Robert Seastream
>             <robert.seastrea
>              
> m at comcast.net>                                            To
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>             c320-list- 
> bounce                                          cc
>             s at lists.catalina
>             320.com                                               
> Subject
>                                      Re: [C320-list] Insurance
>
>             04/16/2008 02:25
>             PM
>
>
>              Please respond
>                    to
>             C320-List at Catali
>                na320.com
>
>
>
>
>
>
> Boat US insures our 2002 for $952 at an agreed value of $88K with a 10
> percent deductible.  We could probably do a bit better.
> That could've included our dinghy but we opted to insure that
> separately.  Doing so gave the dinghy policy a flat $100 deductible.
> The flat deductible in handy when our $2K 8HP Honda outboard got
> stolen.  I'd have hated to see the 10 percent ($880) deductible
> applied in that case.
>
> Bob Seastream
> Intuition # 906
>
>
> On Apr 16, 2008, at 12:38 PM, Orlando.Duran at AveryDennison.com wrote:
>
>> David,
>>
>> Interestingly enough, my insurance I bought from Mariner's was also
>> underwritten by Markel
>>
>> Although my boat will be 2 years old this August, they still insured
>> it
>> for my original purchase price (I had my dealer install everything I
>> wanted and he rolled it into one bill), so I didn't lose any
>> depreciated
>> value from Aug 2006 to when they insured it January 24, 2008.
>>
>>
>> Like I said though, read the fine print and shop around--with MARINE
>> underwriters
>>
>> cuba libre 3
>>
>>
>>
>>            David Nolte
>>            <dcnolte at mac.com
>>>                                                       To
>>            Sent by:                 C320-List at Catalina320.com
>>            c320-list-
>> bounce                                          cc
>>            s at lists.catalina
>>            320.com
>> Subject
>>                                     Re: [C320-list] Insurance
>>
>>            04/16/2008 09:31
>>            AM
>>
>>
>>             Please respond
>>                   to
>>            C320-List at Catali
>>               na320.com
>>
>>
>>
>>
>>
>>
>> Thanks Orlando, great info.  That reinforces advice I had received
>> previously about using a marine underwriter. This discussion is very
>> timely for me, I got the dreaded letter from my insurance company
>> yesterday that I need to do a haul-out survey before they renew next
>> year (and fix most of the items the survey identifies!)
>>
>> My policy is a Helmsman Yacht policy written by Markel American
>> Insurance Company, represented locally (Annapolis) by International
>> Marine Insurance Services.
>>
>> I currently pay $630 per year, of which $471 is for the boat.
>>
>> My "Replacement Cost" is capped by my 'limit of insurance', which for
>> me is currently $65,000. I've got an old boat.
>>
>> Looks like I need to do some thinking and some shopping.
>>
>> David Nolte
>> Beach House #4
>>
>>
>> On Apr 16, 2008, at 11:52 AM, Orlando.Duran at AveryDennison.com wrote:
>>
>>> Folks,
>>>
>>> Make sure you do an apples-for-apples comparison, price alone
>>> should not
>>> be the reason for choosing one company over another..companies like
>>> Allstate, State Farm, etc are not the best providers of MARINE
>>> insurance....I have done a lot of research on this and take it from
>>> me,
>>> scrutinize those policies and you'll see a big difference between an
>>> Allstate and a Mariner's General policy for example
>>>
>>> If you have a Cash Value policy and your 10 year old boat sinks,
>>> they will
>>> pay off the DEPRECIATED value---you'll be getting back the money of
>>> a used
>>> boat--good luck on buying a new boat with that...Agree Value--you
>>> agree on
>>> $100K, your boat sinks in 10 years and that's what they pay you,
>>> $100K
>>>
>>>
>>>
>>>
>>>
>>>            "Jon Vez"
>>>            <jonvez at comcast.
>>>
>>> net>                                                      To
>>>            Sent by:                 <C320-List at Catalina320.com>
>>>            c320-list-
>>> bounce                                          cc
>>>            s at lists.catalina
>>>            320.com
>>> Subject
>>>                                     Re: [C320-list] Insurance
>>>
>>>            04/16/2008 06:53
>>>            AM
>>>
>>>
>>>             Please respond
>>>                   to
>>>            C320-List at Catali
>>>               na320.com
>>>
>>>
>>>
>>>
>>>
>>>
>>> Irv,
>>>
>>> Sampson Insurance: 800-585-1905
>>> www.sampsonins.com
>>>
>>> Warren Hayes: whayes at Sampsonins.com
>>>
>>> For what it's worth, BoatUS was one of the highest quotes I
>>> received...good
>>> luck
>>>
>>> Regards,
>>>
>>> Jon Vez
>>>
>>> -----Original Message-----
>>> From: c320-list-bounces at lists.catalina320.com
>>> [mailto:c320-list-bounces at lists.catalina320.com] On Behalf Of Irving
>>> Grunes
>>> Sent: Wednesday, April 16, 2008 9:01 AM
>>> To: C320-List at catalina320.com
>>> Subject: Re: [C320-list] Insurance
>>>
>>> John Vez
>>> Please  give us the full name, address (Street as well as Email)
>>> and phone
>>> number of the Sampson Insurance agency you used.
>>> Google has any number of insurance agents called "Sampson"
>>> And Orlando, Please do the same for the agency you used as well.
>>> We have been using Boat US and I don't know if we could do better.
>>> Irv Grunes #851
>>>
>>> On Wed, Apr 16, 2008 at 7:49 AM, Jon Vez <jonvez at comcast.net> wrote:
>>>
>>>> Larry,
>>>>
>>>> Can't comment on State Farm, but I just went through this. I got
>>>> three
>>>> excellent quotes that were far below what I was paying. I highly
>>> recommend
>>>> getting a quote from the company Orlando recommended a while back--
>>>> don't
>>>> recall the name but they advertise in Mainsheet and know the
>>>> Catalina's
>>>> well. They were extremely competitive, but in the end I went with
>>> another
>>>> company that I got from an insurance agent that I found--they did a
>>>> terrific
>>>> job in either telling me what they couldn't beat and doing a lot
>>>> of leg
>>>> work. I believe everyone uses the same 6 or 7 underwriters for
>>>> marine
>>>> insurance anyway--I ended up using a company called Sampson
>>>> Insurance
>>> and
>>>> dealt with a gentleman by the name of Warren Hayes. Paying 45%
>>>> *less*
>>> than
>>>> last year! Good luck..
>>>>
>>>> Regards,
>>>>
>>>> Jon Vez
>>>> Solstice #582
>>>>
>>>> -----Original Message-----
>>>> From: c320-list-bounces at lists.catalina320.com
>>>> [mailto:c320-list-bounces at lists.catalina320.com] On Behalf Of Larry
>>> Frank
>>>> Sent: Tuesday, April 15, 2008 11:28 PM
>>>> To: C320-List at Catalina320.com
>>>> Subject: [C320-list] Insurance
>>>>
>>>> I am thinking of changing insurance providers.  Any comments
>>>> regarding
>>>> your
>>>> experience with State Farm would be appreciated - whether it's
>>>> been good
>>>> or
>>>> bad.
>>>>
>>>>
>>>>
>>>> Thanks,
>>>>
>>>>
>>>>
>>>> Larry
>>>>
>>>> WindSwept C320 #246
>>>>
>>>>
>>>
>>>
>>>
>>>
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