[C320-list] Insurance Question

[Robert Seastream]

I bought my 2002 boat in November of 2005.  When I notified the  
insurer (Boat US) of the purchase, they only wanted pictures of the  
boat in water (verifying it floats, I guess) and out of water  
(verifying hull integrity), along with a 'sound and seaworthy'  
statement from me.  Of course I had the boat surveyed prior to the  
purchase for my protection, but Boat US didn't require a copy.

I don't know if their request is extraordinary, but I've never heard  
of it before.  My Dad bought a Cape Dory 28' sloop new in 1984; his  
company never made such a request.  Ask them if they're paying for the  
haul.  If not, they should wait until your next planned haulout or you  
should find another insurance company.  FWIW, my policy is about $900/ 
yr (coverage, deductibles, other details on request); this also covers  
my 10' Avon inflatable and 8HP Honda.

Bob Seastream
Intuition, hull 906


On Jan 31, 2008, at 11:39 AM, Jon Vez wrote:

> I just received my insurance renewal and the underwriter is  
> requesting an
> out of water survey?? I bought my boat new in '99 and was just  
> curious if
> anyone knows whether this is standard operating procedure? I would  
> hate to
> spend the extra $ (not to mention that I kept my boat in the water  
> this
> year) if I can avoid it.Thanks in advance.
>
>
>
> Regards,
>
>
>
> Jon Vez
>
> Solstice #582
>