[C320-list] Boat Insurance

[hcreech at comcast.net]

Rod, 
I have not responded to this because I don't get around too well right now, knee replacement surgery. I will shoot the details to you as soon as I can get down the steps. My Allstate policy renewed in December was under $300 for insurance to sail in the Chesapeake, hull 606. I don't recall all the details but seem similar to what I have seen in this discussion. I know it includes $500,000 liability because my marina requires it. 

Herb Creech 
Cloud Chaser 606 




----- Original Message -----
From: "Rod Boer" <rod.boer1@ verizon .net> 
To: C320-List at Catalina320.com 
Sent: Sunday, January 6, 2013 6:50:07 PM 
Subject: Re: [C320-list] Boat Insurance 

David, 

I didn't negotiate, but I am pretty sure that sailing in the Atlantic 
Coastal Waters is more expensive since I have to pay for a rider when I sail 
there. Addition evidence is given in a more recent email from Art, hull 
680, who sails the Atlantic coast and pays $837 for his Boat/US policy. His 
hull number and value is close to mine. The only difference is the 
Chesapeake versus Atlantic coast sailing. 

Rod 

-----Original Message----- 
From: c320-list-bounces at lists.catalina320.com 
[ mailto :c320-list-bounces at lists.catalina320.com] On Behalf Of dprudden 
Sent: Saturday, January 05, 2013 10:18 AM 
To: C320-List at Catalina320.com 
Subject: Re: [C320-list] Boat Insurance 

Rod, 
Do you think being on inland waters (Chesapeake Bay) is a lot cheaper than 
the more open waters off of the New England coast or did you negotiate a 
cheaper rate? 

Another question for the group-I purchased my boat last year for a good 
price, so I insured her for near the purchase price. What are owners of 
2000/2001 320's insuring for? 

Thanks, 
David Prudden 
2001 #787 

Sent from my iPhone 

On Jan 5, 2013, at 9:55 AM, "Rod Boer" <rod.boer1@ verizon .net> wrote: 

> David, 
> 
> My area is the Chesapeake Bay and its tributaries. In the past when I did 
a 
> circumnavigation of the Delmarva Peninsula, I had to pay an additional $25 
> for a period of time when I was in the Atlantic Ocean. 
> 
> Rod Boer 
> Odyssey, #688 
> 
> -----Original Message----- 
> From: c320-list-bounces at lists.catalina320.com 
> [ mailto :c320-list-bounces at lists.catalina320.com] On Behalf Of dprudden 
> Sent: Friday, January 04, 2013 9:23 PM 
> To: C320-List at Catalina320.com 
> Subject: Re: [C320-list] Boat Insurance 
> 
> Rod, what is your covered sailing area? I have basically the same coverage 
> as you through BoatUS ( except medical payments $1000 per person/$25k 
> family), value if 2001 boat agreed at $60k, and cost I'd almost $300 more. 
> My insured cruising area is New Brunswick Canada to Jacksonville, 
> fl.........did you negotiate a lower rate? Any other New englanders have a 
> comment? 
> 
> David Prudden 
> 2001 #787 
> 
> Sent from my iPhone 
> 
> On Jan 4, 2013, at 8:55 PM, "Rod Boer" <rod.boer1@ verizon .net> wrote: 
> 
>> Company Boat/US 
>> Location Rock Hall, MD 
>> Annual premium $520 
>> -Odyssey, year 2000, hull number 688 
>> -Agreed on value $79K 
>> -Commercial towing $250 
>> -Boating liability $300K 
>> -Fuel and other spill liability $854.4K 
>> -Medical payments $10K per person each accident, supplement family member 
>> $25K per person each accident 
>> -Personal effects $2K 
>> -Uninsured boater $300K 
>> -50% of haul out costs for a named storm 
>> -They will also pay for survey 
>> Rod Boer 
>> 
>> 
>> -----Original Message----- 
>> From: c320-list-bounces at lists.catalina320.com 
>> [ mailto :c320-list-bounces at lists.catalina320.com] On Behalf Of Chris Burti 
>> Sent: Friday, January 04, 2013 8:37 PM 
>> To: bairdrjb @ aol .com; C320-List at catalina320.com 
>> Subject: Re: [C320-list] Boat Insurance 
>> 
>> This effort will be more meaningful if we're comparing coverage as well 
>> as price. 
>> Value coverage 
>> Deductibles 
>> Liability coverage 
>> Additional coverage (i.e. BUS pays half the haul for a named storm.) 
>> Environmental coverage 
>> ??? 
>> 
>> Thanks, Chris Burti From: bairdrjb @ aol .com 
>> Sent: 1/4/2013 7:07 PM 
>> To: C320-List at catalina320.com 
>> Subject: Re: [C320-list] Boat Insurance 
>> I would be interested in learning similar information for folks in the 
>> Great Lakes region. 
>> 
>> 
>> Bob Baird 
>> Star Dust, 2001 
>> Hull 784 
>> Whitehall, Michigan 
>> 
>> 
>> 
>> -----Original Message----- 
>> From: Michael E. Mitch < michael . eastwind @ gmail .com> 
>> To: C320-List <C320-List at catalina320.com> 
>> Sent: Fri, Jan 4, 2013 6:53 pm 
>> Subject: Re: [C320-list] Boat Insurance 
>> 
>> 
>> Irving, 
>> Good subject to bring up. 
>> Company: Allstate 
>> Premium: $370.00 
>> Location: Kent Island 
>> Hull: 740 
>> Look forward to your tabulation. 
>> 
>> On Fri, Jan 4, 2013 at 6:01 PM, Irving Grunes < igrunes @ gmail .com> wrote: 
>> 
>>> Hi, 
>>> We keep 2001 Isle of Wight #851 on Middle River. 
>>> We are looking for insurance for 2013 and wonder with whom my Northern 
>>> Chesapeake owners are using and what their latest rates are. 
>>> 
>>> I will tabulate all the answers and post them. 
>>> Let me know where you berth your boat and Hull Number 
>>> 
>>> Irving Grunes 
>> 
>> 
>> 
>> -- 
>> 
>> *Michael E. Mitch 
>> *Registered Securities Representative 
>> 
>> * Insley Financial (Experts in Retirement 
>> Planning) ** 
>> *(970) 884-6070 Office 
>> 
>> (410) 490-7263 Cell 
>> 
>> InsleyFinancial .com < http :// insleyfinancial .com/> 
>> 
>> *Note: Thank you for the confidence you place in us. Recommending us to 
>> someone you care about is the highest compliment we can receive. * 
>