[C320-list] Boat insurance question

[Timothy Woods]

I wish insurance was that cheap here. I ended up using Allstate because I
live in Florida. For $850 a year I have a policy that won't require moving
my boat out of state during hurricane season.

10,000 medical
300,000 liability
50,000 on the hull

To add to the insanity I have a 1000 deductible and 20% on the hull.



On May 25, 2017 9:13 AM, "Scott Westwood" <scottwestwood at bellsouth.net>
wrote:

> Sorry but I saw Jeff provided some costs but still wondering what else is
> out there.
> Thanks,
> Scott Westwood scottwestwood at bellsouth.net H (919)-362-8538     C
> (919)-618-7185
>
>       From: Scott Westwood <scottwestwood at bellsouth.net>
>  To: "C320-List at Catalina320.com" <C320-List at Catalina320.com>
>  Sent: Thursday, May 25, 2017 9:03 AM
>  Subject: Re: [C320-list] Boat insurance question
>
> Just asking but I will lay the rest out there.  We pay $417 /yr for this
> coverage.
> Any thoughts if paying too much?  I didn't see anybody else provide
> costs.  Just what was covered.
> Thanks,
> Scott Westwood scottwestwood at bellsouth.net H (919)-362-8538      C
> (919)-618-7185
>
>       From: Scott Westwood <scottwestwood at bellsouth.net>
>  To: "C320-List at Catalina320.com" <C320-List at Catalina320.com>
>  Sent: Wednesday, May 24, 2017 12:56 PM
>  Subject: Re: [C320-list] Boat insurance question
>
> FWIW:We have Progressive.
> This is our coverage.
> Short version:75 nm from East and/or West coast (US and Canada waters
> ONLY)Named Storm has higher deductible ($2,750 vs standard $500)
>
>
> 1. Bodily injury- Limit- $100,000 each person/$300,000 each accident2.
> Property damage Liability- Limit- $100,000 each accident3. Comprehensive-
> Limit- Lesser of Actual Cash Value at time of loss (Ded-$500)
>               Less Deductible or $55,000
>                         Named Storm -  (Ded - $2,750)
> 4. Collision-  Lesser of Actual Cash Value at time of loss (Ded-$500)
>                       Less Deductible or $55,0005.Included with
> Comprehensive and Collision- Wreckage removal-Marine
>                         Electronics  (Ded-$500)6. Coastal Navigation- 75
> Nautical Miles NOTE: A Coastal limitation of 75 miles
>                 applies to this policy. Does NOT cover any territory or
> territorial                 waters other than US or Canada. (My wife spoke
> to them and they said this is East and West Coast. No alternative
> options.)7. Replacement Cost Personal Effects- $5,000 limit
> Hope it helps.
> Thanks,
> Scott Westwood scottwestwood at bellsouth.net H (919)-362-8538       C
> (919)-618-7185
>
>       From: Denny Browne <denny.browne at me.com>
>  To: C320-List at Catalina320.com
>  Sent: Monday, May 22, 2017 11:33 AM
>  Subject: Re: [C320-list] Boat insurance question
>
> We use Global Marine, in MI, (800) 748-0224   . They were outstanding
> when working through a claim for us a few years ago. Not sure how
> competitive they are, but they were really great to work with. But as a
> Berkshire shareholder and advocate, I am torn...
>
> Denny Browne
> A Cappella #935
> Sent from my iPhone
>
> > On May 22, 2017, at 7:40 AM, Onat Dogruer <onat_s at yahoo.com> wrote:
> >
> > Thanks for the feedback everyone! Just a bit more as I spoke with them
> again - I am told that entire data system has been transferred to Geico.
> Geico will maintain/process all aspects - while I was figuring this out, I
> actually was transferred to a Geico rep. In the past, I remember
> underwriting company changing from time to time but I don't remember ever
> interacting with CNA et al. They are all Berkshire companies as someone
> pointed out.  This time, it sounds like a permanent shift. I certainly
> understand staying with an insurance company for the long-term but I had
> wondered what made BoatUS different now compared to State Farm, Nationwide
> or Travelers or Chubb... Clearly folks have great experience with them as
> well.
> >
> > Sorry, I know this topic has nothing to do with Catalina 320s but I want
> to make sure she is taken care of! :)
> > Thanks,Onat
> >
> >      From: "clburti at gmail.com" <clburti at gmail.com>
> > To: Jerry's Iphone <jellyroll02 at gmail.com>; "C320-List at Catalina320.com"
> <C320-List at Catalina320.com>
> > Cc: "c320-list at lists.catalina320.com" <c320-list at lists.catalina320.com>
> > Sent: Monday, May 22, 2017 7:29 AM
> > Subject: Re: [C320-list] Boat insurance question
> >
> > Boat US pays hassle free and fast for named storm haul out (common
> occurrence here in NC and no issue for all year slip storage. Deductible
> reduced by 20% for each claim free year.
> >
> > Thanks,
> > Chris Burti
> > Farmville, NC
> >
> > From: Jerry's Iphone
> > Sent: Monday, May 22, 2017 7:13 AM
> > To: C320-List at Catalina320.com
> > Cc: c320-list at lists.catalina320.com
> > Subject: Re: [C320-list] Boat insurance question
> >
> > I have been insured by ACE Marine Insurance since buying our 320. I have
> not shopped it for a couple of years but have been delighted with the
> coverage and service. Unlike some plans, we are covered if we leave the
> boat in the water during the winter months. They have paid hassle free
> twice for named storm haul out.  The boat yard we use says others with boat
> us were having difficulty with haul out coverage for some reason.
> > I used to be in insurance and I can tell you it pays to shop around and
> ask around.
> >
> > Jerry Sheets
> > JellyRoll  #890
> >
> >> On May 19, 2017, at 9:31 AM, Doug Treff <doug at treff.us> wrote:
> >>
> >> Interesting. My policy is up for renewal end of July. If they jack me
> >> up, I will have to shop around. Thanks for the information!
> >>
> >> I've not been totally happy with their service anyway, after having a
> >> claim denied last year. They were once considered one of the best, now
> >> with the move to Geico, they're just another insurer in my eyes.
> >>
> >> --
> >> Doug Treff
> >> doug at treff.us
> >>
> >>> On Fri, May 19, 2017, at 09:09 AM, Onat Dogruer wrote:
> >>> Hello all,
> >>> I have been with BoatUS for 8 years for our coverage; never made a
> claim.
> >>> This year they are switching me to Geico as well. With our recent
> move, I
> >>> had just Chesapeake bay in the previous plan and now being forced to
> >>> switch back to "Coastal and Inland Waters of the US and Canada" hence
> >>> increase in premium. I find it very strange for them to force everyone
> to
> >>> shift to this as cruising limit. The underwriters I spoke with at
> BoatUS
> >>> haven't been very helpful and told me that there is no more just a
> >>> Chesapeake limited coverage.
> >>>
> >>> I wanted to get your thoughts and experience if you heard the same.
> >>> Alternatively, which insurance companies do you use?
> >>>
> >>> Thanks,
> >>> OnatS/V Kittiwake1998, #546
> >>>
> >
> >
> >
>
>
>
>
>
>
>