[C320-list] Boat Insurance

[Artstree at aol.com]

Agreed. If it is not in writing then the chances of you getting additional funds are slim, and if they won't put it in writing then they are not authorized to do so.

Just food for thought.

Art Harden
Tortuga -Catalina 320
937-477-5544

-----Original Message-----
From: C320-list <c320-list-bounces at lists.catalina320.com> On Behalf Of Warren Updike
Sent: Friday, September 7, 2018 10:50 AM
To: c320-list at lists.catalina320.com
Subject: Re: [C320-list] Boat Insurance

Now I'm no expert here; but, in some cases, issuing the check and you cashing it is your acceptance of reimbursement for the damage. It will likely say on the check or with the check that cashing the check is your acceptance of settlement for the claim. In any case, check with the carrier to make sure you can go back for additional previously unestimated damages.

Warren and Pattie Updike
1994 C320 "Warr de Mar" #62
Middle River, MD (Chesapeake Bay)


-----Original Message-----
From: Pat Tormey [mailto:ptormey at 4square.net] 
Sent: Thursday, September 06, 2018 7:18 AM
To: C320-List at Catalina320.com
Subject: Re: [C320-list] Boat Insurance

Just following up on Progressive Insurance.
THE CHECK IS HERE.

Yep, they showed up the day the boat was pulled reviewed the damage in great detail with me and the yard, recommended a course of action, sent me an estimate and mailed the check!.

The Yard initially said they wanted to remove the keel to inspect the hull for additional damage BUT as Progressive’s agent pointed out they is no sign of any hull damage inside or out. Removing the keel is expensive and time consuming as ‘they’ say that you need to step the mast to avoid instability on the stands. 

Personally as an engineer I think I could stake out the cleats to the ground using ‘circus quality’ tent stakes OR support the mast with the mast stepping crane while the work is being done. OR even stabilize the mast with ground length cables from the spreaders, the way we support antenna towers.

BUT the keel removal is a separate task from the keel repair. So I’ve authorized the ‘keel in place’ solution with the understanding that IF any damage is discovered we’ll review and the assurance from Progressive that they’’ll cover any additional work and ANY later time.

Having reviewed everything myself this is a much better solution for cost and to get me sailing again!

Pat
s/c Blue Skies
Newport RI