[C320-list] Insurance renewal

Fri May 19 10:53:38 PDT 2023

Also on Chesapeake. Hull value $55K.

I'm paying $856 per year through Chubb. Haven't received my renewal yet this year.

2 years ago, I pulled the trigger and left BoatUS/Geico after repeated steep annual premium increases with zero claims in 8 years.

--
Doug Treff
doug at treff.us

On Fri, May 19, 2023, at 1:35 PM, Chris Burti via C320-list wrote:
> Best Regards,
> Chris Burti
> Statewide Title, Inc.  
>
>> On May 19, 2023, at 1:16 PM, Allan Field via C320-list <c320-list at lists.catalina320.com> wrote:
>> 
>> Hi Scott - Like you we have everything through Erie, except for the boat.
>> When I tried to put the boat in, Erie could not satisfactorily answer if
>> fuel spill liability was fully covered. We very reluctantly stayed with the
>> little lizard.
>> 
>> Allan S. Field
>> 
>>> On Fri, May 19, 2023, 12:55 PM surprise thompson87.com via C320-list <
>>> c320-list at lists.catalina320.com> wrote:
>>> 
>>> I just opened my renewal from Erie Insurance. It’s $601 for 91k protection
>>> on the Chesapeake with $300k liability. We also have home, auto, and an
>>> umbrella liability policy with Erie. They’ve been very good about various
>>> auto claims, and my one boat claim on a previous boat struck by lightning
>>> many years ago.
>>> 
>>>> On May 19, 2023, at 10:38 AM, Jerry Sheets via C320-list <
>>> c320-list at lists.catalina320.com> wrote:
>>>> 
>>>> We’ve had Chubb for years. Probably not the cheapest but I’ve had two
>>> claims which they took care of promptly and hassle free. They als have
>>> excellent storm haul out coverage. We’re on the Chesapeake.
>>>> 
>>>> Jerry Sheets
>>>> JellyRoll 890
>>>> 
>>>> Sent from my iPad
>>>> 
>>>>> On May 19, 2023, at 9:36 AM, Darren Hulbert via C320-list <
>>> c320-list at lists.catalina320.com> wrote:
>>>>> 
>>>>> I had a policy with Geico through Global Marine Insurance. Since Geico
>>> stopped selling insurance through third parties, my rate almost doubled to
>>> 1400. But my agent knew this was going to happen, so he requoted me 721/yr
>>> with an agreed hull value of 70k through Chubb. I’m in Southern California
>>>>> 
>>>>> Darren
>>>>> 816 Reposado
>>>>> Channel Islands
>>>>> 
>>>>> 
>>>>> 
>>>>>>> On May 19, 2023, at 5:39 AM, Chris via C320-list <
>>> c320-list at lists.catalina320.com> wrote:
>>>>>> 
>>>>>> Many thanks everyone.
>>>>>> For interest I did try an online quote on BoatUS and initially got
>>> excited at the $487 number - only to find that was a first instalment on a
>>> plan that wanted over $1500 with a max value of 37,500!  Would be amazed to
>>> see a boat like AR for that little....  perhaps I'm dreaming.
>>>>>> 
>>>>>> Chris Nichols
>>>>>> +44 7963 190 667
>>>>>> 
>>>>>> -----Original Message-----
>>>>>> From: C320-list <c320-list-bounces at lists.catalina320.com> On Behalf
>>> Of Karl Mielenhausen via C320-list
>>>>>> Sent: 19 May 2023 13:30
>>>>>> To: C320-List at catalina320.com
>>>>>> Cc: Karl Mielenhausen <kmielen at gmail.com>
>>>>>> Subject: Re: [C320-list] Insurance renewal
>>>>>> 
>>>>>> $857 for $57,000 agreed value and $500k liability. Named storm
>>> deductible is 5%.
>>>>>> Eastern NC.
>>>>>> This is with Progressive. I had been insuring with Foremost, but they
>>> got a bit too expensive.
>>>>>> 
>>>>>> Karl
>>>>>> 
>>>>>> 
>>>>>>>> On Fri, May 19, 2023 at 7:51 AM Jack Brennan via C320-list <
>>> c320-list at lists.catalina320.com> wrote:
>>>>>>> 
>>>>>>> Hi Christopher:
>>>>>>> 
>>>>>>> That's way high  I pay $700 a year for 45k coverage in West Florida,
>>>>>>> which is the middle of hurricane land.
>>>>>>> 
>>>>>>> I bundle my boat with my townhouse and car insurance with AllState. I
>>>>>>> found that helps a bit with price on everything.
>>>>>>> 
>>>>>>> Stay away from Geico/BoatUS. Expensive plus I found it impossible to
>>>>>>> collect on the one, rather small claim I had.
>>>>>>> 
>>>>>>> I've read many similar complaints on them, and Geico also has an
>>>>>>> aggressive depreciation clause that can cost you a lot.
>>>>>>> 
>>>>>>> Progressive was great when a previous sailboat was sunk in Hurricane
>>>>>>> Wilma in 2095
>>>>>>> 
>>>>>>> Jack Brennan
>>>>>>> Sonas, 1998 Catalina 310
>>>>>>> Tierra Verde, Fl.
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> Sent via the Samsung Galaxy A32 5G, an AT&T 5G smartphone
>>>>>>> 
>>>>>>> 
>>>>>>> 
>>>>>>> -------- Original message --------
>>>>>>> From: Christopher Nichols via C320-list
>>>>>>> <c320-list at lists.catalina320.com>
>>>>>>> Date: 5/19/23 3:35 AM (GMT-05:00)
>>>>>>> To: C320-List at Catalina320.com
>>>>>>> Cc: Christopher Nichols <cinichols at btinternet.com>
>>>>>>> Subject: [C320-list] Insurance renewal
>>>>>>> 
>>>>>>> I had my increasingly frequent sticker shock yesterday seeing my
>>>>>>> insurance renewal come in at just over 1800 bucks. For an inshore
>>>>>>> policy in NE US this appears rather high (and 400 more than last
>>>>>>> year).
>>>>>>> Is anyone else in a similar situation and importantly has anyone found
>>>>>>> a better deal?
>>>>>>> For background I have been with the firm since I bought the boat in
>>>>>>> 2010 and have never had any claim. The boat is afloat for only 5 weeks
>>>>>>> a year for our annual cruise and lives in a dry storage shed inland
>>> for
>>>>>>> the rest of the year.
>>>>>>> Chris
>>>>>>> (C320 #476 AmandaRose)
>>>>>>> 
>>>>>>> On 18 May 2023 23:47, "surprise thompson87.com via C320-list"
>>>>>>> <c320-list at lists.catalina320.com> wrote:
>>>>>>> 
>>>>>>>  This spring I asked the boatyard to replace the stuffing in my
>>>>>>>  stuffing box (a job I hate). It appears (from the invoice) that they
>>>>>>>  went overboard and disconnected the shaft, removed the stuffing box,
>>>>>>>  cleaned it up, then reassembled everything. I noticed when I was
>>>>>>>  closing the engine thru-hull that the safety wire on the bolts that
>>>>>>>  secure the shaft had been removed and not replaced very neatly. (A
>>>>>>>  six inch tail was hanging from the coupling.) I'm going to redo the
>>>>>>>  wiring, but I'm wondering whether it's necessary to realign the
>>>>>>>  shaft with the engine after disconnecting the shaft from the
>>>>>>>  coupling. My intuition is that the answer is no, but perhaps that is
>>>>>>>  wishful thinking. I thought I would consult all of the experts here
>>>>>>>  for a reality check. Let me know if you have some thoughts.
>>>>>>>  T. Scott Thompson
>>>>>>>  Catalina 320 "Surprise," #653 (1999)
>>>>>>>  surprise at thompson87.com<mailto:surprise at thompson87.com>
>>>>>>> 
>>>>>> 
>>>> 
>>>