[C320-list] Insurance survey

[hcreech at comcast.net]

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 -------------- Original message ----------------------
From: Russell Monaco <russgm at yahoo.com>
> I was wondering with such a large group what the situation is with boat 
> insurance.  Since we all have the same boat, and they are mostly within 10 years 
> of age of each other, theoretically we should all pay about the same thing for 
> insurance(if we were in the same place).  But I bet alot of differences exist, 
> maybe this is some way we can figure out if one company treats us better than 
> another, and of course we can also figure out what some of the geographical 
> differences are, I have a feeling people on the Great Lakes pay alot less than 
> people in Florida as one example.  I have a feeling Liability coverage/premium 
> differences won't be so great, or such a big component in our policies (at 7 MPH 
> we don't do much damage) but I think most of our premium is of the boat being 
> damaged by weather variety..  So feel free to pull out your most recent bill and 
> let us know the following:
>   A) Year of boat, B) Location, C) Insurance Co., D) Annual Premium, E) Anything 
> else I didn't think of.
>   Maybe we could even negotiate a group rate???
>   Russ Monaco
>   Commodore C320IA
>    
>   PS-I just thought of this, so I can't provide my data until I get home tonight 
> (in case you were wondering why I didn't volunteer the first piece of data).
> 
> 			
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1)1999 2) Middle River, MD 3) $410 annually 4)Full replacement coverage, I also have my auto and homeowners with them, therefore a lower rate.  I have had 3 claims since I have owned the boat, they handled them very satisfactorily and very professionally.

Sincerely
Herb Creech
Cloud Chaser #606