[C320-list] Insurance survey

[jonvez at comcast.net]

Russ,
The latest Practical Sailor just did a comparative on this topic. They picked Florida, the Great Lakes and New England and requested insurance quotes from several companies. Overall they found BoatUS to be the lowest--in general. But the bottom line is that the responses (and customer service) does vary widely by many factors. Location, age of boat, skipper experience, how you use the boat, etc.
For me:
I use Zurich, pay about $870 with coverage from April 1st to December 1st, 300K liability, 89K replacement, 890 deductible....

Jon Vez
Solstice #582
Boston, MA

-------------- Original message -------------- 
From: Russell Monaco <russgm at yahoo.com> 

> I was wondering with such a large group what the situation is with boat 
> insurance. Since we all have the same boat, and they are mostly within 10 years 
> of age of each other, theoretically we should all pay about the same thing for 
> insurance(if we were in the same place). But I bet alot of differences exist, 
> maybe this is some way we can figure out if one company treats us better than 
> another, and of course we can also figure out what some of the geographical 
> differences are, I have a feeling people on the Great Lakes pay alot less than 
> people in Florida as one example. I have a feeling Liability coverage/premium 
> differences won't be so great, or such a big component in our policies (at 7 MPH 
> we don't do much damage) but I think most of our premium is of the boat being 
> damaged by weather variety.. So feel free to pull out your most recent bill and 
> let us know the following: 
> A) Year of boat, B) Location, C) Insurance Co., D) Annual Premium, E) Anything 
> else I didn't think of. 
> Maybe we could even negotiate a group rate??? 
> Russ Monaco 
> Commodore C320IA 
> 
> PS-I just thought of this, so I can't provide my data until I get home tonight 
> (in case you were wondering why I didn't volunteer the first piece of data). 
> 
> 
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