[C320-list] Sailboat Insurance

[Rick Evans]

I am in western LI sound I use Cabral INsurance Brokerage and he has me with
New Hampshire Insurance company.

I pay $625 for the year with full replacement cost at about $70k

Last year a squall came in dragged all sorts of boats in my harbor I had
some damage they assessed and paid me quickly. If anyone wants my brokers
number I'd be glad to share

Rick
724


On Fri, Mar 18, 2011 at 2:08 PM, Paul <pjaarch at verizon.net> wrote:

> I have my car and boat insurance with Allstate and I believe that I am
> paying just over $300/year for the boat.  I had another insurance agent look
> at it to verify that there were not any "holes" in it and he thought it was
> great.  I am restricted to 100 miles offshore.  That's it.  I have full
> replacement value as BoatUS covers.
>
> Paul Adison
> C320 #722
> S/V Rough Draft
>
> -----Original Message----- From: Jeffrey Kapec
> Sent: Friday, March 18, 2011 12:13 PM
> To: c320-list at lists.catalina320.com
> Subject: [C320-list] Sailboat Insurance
>
>
> Hello Greg:
>
> I bought our 320 (hull 718) several years ago.  Before that
> I owned a C30.  In both instances the Power Squadrons
> insurance rates were the best and I have an agreed upon
> replacement cost if the boat is lost or damaged beyond
> repair.  I believe they are the best option because they
> know boats and if you are a member of the Power Squadrons
> with some education certificates it lowers the premium
> because you represent an educated boater.  The other
> insurance companies.... Amica for example, which I have for
> car and home, was way out of line with their quote by $
> 1,000 per year.  If the underwriters do not really
> understand the Marine environment they tend to guess about
> the probabilities of an uneducated boat owner doing stupid
> things with their boat, which they often do, and which you
> pay for in premiums.
>
> Jeff Kapec
>
> "Petite Suite"
>



-- 
*Rick Evans | IM: XNTRK55 | Cell 646.431.7562 *