[C320-list] BoatUS Insurance

[Larry Frank]

Okay, I don't feel so bad now.  My premium is about 1,200 from BoatU.S in
Corpus Christi TX - definitely a hurricane zone.  I have 74,000 worth of
agreed value hull replacement coverage.  If you have hull replacement it
costs more.  My sailing area is from Texas to Key West so that is quite bit
of potential exposure.  I tried to narrow it down however BoatU.S said they
didn't offer a more coastal rate.

And now for the vanishing deductible I saw someone else had written about.
My original renewal notice was more like 1450.  The deductible had
"automatically" decreased from 740 to 370 because of my claim free history.
When I asked them if I could save money by increasing my deductible they
said I could go back to the original 740 and decrease my premium by about
250.  So they seemed to expect me to pay 250 more in insurance for 370 more
in coverage?  I am not going to write what I am thinking at this point.

In some respects I would like to know what others claim experience has been.
This to me is as important as the premium.  Getting a low premium and poor
claim service in my mind is no bargain and is the missing date in all of
these comparisons.  Fortunately only a few of us have serious claims however
we all probably pay insurance.
 
Larry
WindSwept C320 #246  

-----Original Message-----
From: c320-list-bounces at lists.catalina320.com
[mailto:c320-list-bounces at lists.catalina320.com] On Behalf Of Don Dixon
Sent: Wednesday, April 10, 2013 2:48 PM
To: C320-List at Catalina320.com
Subject: Re: [C320-list] BoatUS Insurance

Um, guys...$1,450 per year for our 1999 here in Key West (through
Geico/Seaworthy).  Was damn glad to get that, it was about $1,000 less than
same coverage from Boat US.

Regards,

Don Dixon
Stargazer, #605
Key West, FL

Sent from my iPad

On Apr 10, 2013, at 15:31, Jane & Ken <obuoy4848 at sbcglobal.net> wrote:

> I am not selling anything, but I used Allstate for 22 years and was paying
$258 last year when I sold the boat.  We live in tornado alley with large
hail storms, had four claims during 22 years.  Premiums increased from $186
to $258 during that time. I carried the maximum deductible available. Boat
in water year around.     Key is to shop around.   Ken
> 
> --- On Wed, 4/10/13, Kaare Wold <sailor3952 at charter.net> wrote:
> 
> From: Kaare Wold <sailor3952 at charter.net>
> Subject: [C320-list] BoatUS Insurance
> To: C320-List at Catalina320.com
> Date: Wednesday, April 10, 2013, 1:50 PM
> 
> Skippers,  here is my deal up to November 2013.    Boat US premium
package. 80K coverage on our 2003.  $428.00.  There are so many factors in
the rate calculations, maybe our short season here in Sturgeon Bay,
Wisconsin enters into it.  I am smiling.  The previous owner was actually  a
few cents under $400.
> Kaare Wold
> Sheet Music,  #945
> ----- Original Message ----- From: "Don Johnson" <donjohn64 at att.net>
> To: <C320-List at Catalina320.com>
> Sent: Wednesday, April 10, 2013 1:03 PM
> Subject: Re: [C320-list] BoatUS Insurance
> 
> 
> Interesting! I started with Markel American in 2011/12 @ $450 (best rate &
coverage I found at the time), and just paid for 2013/14 @ $488. I was
expecting more of an increase, so I was pleasantly surprised. Maybe an East
vs West coast thing?
> 
> Don Johnson
> 
> #53
> Long Beach, Ca.
> 
> --- On Wed, 4/10/13, John Meyers <jcmeyers7 at gmail.com> wrote:
> 
> 
> From: John Meyers <jcmeyers7 at gmail.com>
> Subject: Re: [C320-list] BoatUS Insurance
> To: C320-List at catalina320.com
> Date: Wednesday, April 10, 2013, 5:45 PM
> 
> 
> Sandy is reason. I am also insured by Boat US. No surprise.
> 
> John M
> Muskegon
> 
> 
> On Wed, Apr 10, 2013 at 1:43 PM, Jeff Brown <oceanblues at mac.com> wrote:
> 
>> Just got my BoatUS insurance renewal, had them for the last two years, no
>> claims. Premium went up from $446 to $567, significant increase. Is
>> everyone else seeing these increases this year?
>> 
>> Jeff Brown
>> "Out of the blue" Dana Point, CA
>> Hull 78
>> oceanblues at mac.com
>> 
>> 
>> 
>> 
>