[C320-list] Boat Insurance

[Jeff Smith]

I have not had any claims experience, but I can tell you that I use Markel through USAA. Markel's cost is half as much as either Progressive or BoatUS, for the same or better coverage. I don't know if that would be true for everyone, but when I told my broker and surveyor, they called Markel for a quote. For what it is worth.

Jeff
'94, #121

Sent from my BlackBerry 10 smartphone.
  Original Message  
From: Michael Leschisin
Sent: Wednesday, August 29, 2018 7:40 PM
To: c320-list at lists.catalina320.com
Reply To: C320-List at Catalina320.com
Subject: [C320-list] Boat Insurance

Ok, I hate to open the whole pandora’s box about boat insurance, but….

I looked at some posts from 2017 and it looked like there was quite a lengthy discussion mainly centering around USBoat being underwritten by Geico. I presently have Progressive since they are the underwriter for boats on my wife’s public school employee’s member benefits association which gives us some great coverage and rates on our home and cars, etc.. Progressive's rates are pretty competitive but can anyone speak to how they are as a company when it comes to filing a claim? I know they are one of the bigger insurers of boats nation wide and their customer reviews online seem to run either hot or cold. I guess I’m letting their ad campaigns get to me because I just don’t feel good about having my boat covered by a company that puts its image forward as "everything in life is a big joke”. I know this is a bit of backward thinking since its really just advertising, but I’m wondering if anyone has any first hand experience as to their professionalism and handling of claims when the time comes.

Thanks for the help,

Michael









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